Two Wheeler Loan

Ride Your Dream Today - Smart Two-Wheeler Loans Starting at 9.75%

Get on the road faster with SHFIN's hassle-free two-wheeler loans. Whether you're buying your first scooter or upgrading to a new bike, we offer low interest rates starting at 9.75%, quick approvals, minimal documentation, and flexible EMI plans. Experience a smooth and convenient financing journey designed to keep you moving forward.

Two Wheeler Loan

Unmatched Benefits

Experience the best two-wheeler loan with features designed for you

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9.75%Interest Rate

Lowest in the market

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CIBIL - 1Accepted*

Even with low score

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105%LTV*

On-road price coverage

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48 MonthsTenure

Flexible EMI options

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10 MinApproval

Instant decision

*Conditions apply. Subject to eligibility and internal policy.

Benefits That Make a Difference

From instant approvals to higher financing and no mandatory income proof, see why SHFIN stands out against traditional lenders.

FeatureSHFINOthers
Interest Rate9.75%12-18%
CIBIL Score Required-1 to 900650+
Maximum Finance105%80-90%
Approval Time10 Minutes2-7 Days
DocumentationMinimalExtensive

Simplified Eligibility Criteria and Minimal Documentation

We've simplified the loan process to make it quick and convenient. With basic eligibility requirements and minimal documentation, applying for a two-wheeler loan is easy.

  • Age: 18-60 years
  • Indian Resident
  • Valid ID Proof (Aadhaar/PAN)
  • Address Proof
  • Passport Size Photo
  • Bank Statement (Optional)

*CIBIL-1 and No Income Proof options available with conditions. Subject to approval.

Minimal Documentation

No lengthy paperwork required

ID ProofAadhaar/PAN
Address ProofAny Valid Proof
PhotoPassport Size
Bank StatementOptional

Effortless Two-Wheeler Loan Process

From application to disbursement, our streamlined process ensures quick approvals and fast funding-so you can hit the road without delay.

1

Apply

Fill out a quick and easy application form

2

Verify Documents

Upload your documents for fast verification

3

Get Approval

Receive approval decision within minutes

4

Receive Funds

Loan amount transferred directly to your account

Trusted Two-Wheeler Loans

Quick approvals, easy documentation, and transparent financing to help you get your bike or scooter faster.

10 Minutes

Quick Loan Disbursement

100%

Transparent Process

24/7

Dedicated Support

Frequently Asked
Question

We provide affordable Two-Wheeler Loans, Micro Loans Against Property (Micro LAP), and Secured MSME Loans.

Most applications are processed quickly with minimal documents, and disbursal happens in a short time after approval.

Our Micro LAP loans start from ₹1,00,000 with flexible repayment options.

Yes. All customer data and transactions are fully protected, ensuring complete security and confidentiality.