Two Wheeler Loan
Ride Your Dream Today - Smart Two-Wheeler Loans Starting at 9.75%
Get on the road faster with SHFIN's hassle-free two-wheeler loans. Whether you're buying your first scooter or upgrading to a new bike, we offer low interest rates starting at 9.75%, quick approvals, minimal documentation, and flexible EMI plans. Experience a smooth and convenient financing journey designed to keep you moving forward.


Why Choose Us
Unmatched Benefits
Experience the best two-wheeler loan with features designed for you
Lowest in the market
Even with low score
On-road price coverage
Flexible EMI options
Instant decision
*Conditions apply. Subject to eligibility and internal policy.
Comparison
Benefits That Make a Difference
From instant approvals to higher financing and no mandatory income proof, see why SHFIN stands out against traditional lenders.
| Feature | SHFIN | Others |
|---|---|---|
| Interest Rate | 9.75% | 12-18% |
| CIBIL Score Required | -1 to 900 | 650+ |
| Maximum Finance | 105% | 80-90% |
| Approval Time | 10 Minutes | 2-7 Days |
| Documentation | Minimal | Extensive |
Requirements
Simplified Eligibility Criteria and Minimal Documentation
We've simplified the loan process to make it quick and convenient. With basic eligibility requirements and minimal documentation, applying for a two-wheeler loan is easy.
- Age: 18-60 years
- Indian Resident
- Valid ID Proof (Aadhaar/PAN)
- Address Proof
- Passport Size Photo
- Bank Statement (Optional)
*CIBIL-1 and No Income Proof options available with conditions. Subject to approval.
Minimal Documentation
No lengthy paperwork required
Application Process
Effortless Two-Wheeler Loan Process
From application to disbursement, our streamlined process ensures quick approvals and fast funding-so you can hit the road without delay.
Apply
Fill out a quick and easy application form
Verify Documents
Upload your documents for fast verification
Get Approval
Receive approval decision within minutes
Receive Funds
Loan amount transferred directly to your account
Our Strength
Trusted Two-Wheeler Loans
Quick approvals, easy documentation, and transparent financing to help you get your bike or scooter faster.
Quick Loan Disbursement
Transparent Process
Dedicated Support
Faq's
Frequently Asked
Question
We provide affordable Two-Wheeler Loans, Micro Loans Against Property (Micro LAP), and Secured MSME Loans.
Most applications are processed quickly with minimal documents, and disbursal happens in a short time after approval.
Our Micro LAP loans start from ₹1,00,000 with flexible repayment options.
Yes. All customer data and transactions are fully protected, ensuring complete security and confidentiality.